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Author Topic: Getting a lease  (Read 2698 times)

Annexian

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Getting a lease
« on: 22 October 2008, 04:34:32 am »
Hi everyone. Thanks for your help in my earlier post about travelling!

I live in Canada, in a perfectly dickensian rooming house, and would like to graduate to a bachelor apartment. Currently I just send cheques to my landlord month-to-month and have no lease. That's great; no one asks where my money comes from and I can leave whenever I want.

But to get an apartment (and I want it badly), of course, you need to sign a lease. I have a day job, but the income I earn from that is actually smaller than the rent itself (and it's not a big rent - my day job is part-time), and of course you have to tell them about your employer and your income. What can I do, guys?!

The only things I can think of are to get somebody sympathetic help me by signing the lease (and who wants THAT responsibility...) and then letting me pay for it, and lying on my application, although they seem likely to call my employer and check my income, and I'd be legally vulnerable even if it came out later anyway.

With steady growth of my business, I can definitely afford better than this wretchedness I live in now, so I don't want something as trivial as this to stand in my way. Please help me out - I'm very appreciative!

Anika Mae

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Re: Getting a lease
« Reply #1 on: 22 October 2008, 10:36:16 am »
Go legit. Register as self-employed, submit your accounts and pay your taxes. Self-employed people rent apartments too, and you don't need to tell them what exactly your business is. Say you're some kind of therapist or consultant.

cecilia.chic

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Re: Getting a lease
« Reply #2 on: 22 October 2008, 02:33:26 pm »
Hey Annexian,

It sounds like we're practically neighbours, I'm just over in Chinatown! (unless there's another annex in Canada.)

I see what Anika M. is saying but there are some landlords who would be more likely to grill you about your earnings if you take the self-employed route. It's as bad as being a student to some landlords.

In my experience renting in the city, no one has ever called my employer.  I 've been in the same situation where my income did not cover the rent, but I just faked an employment letter.  I've found that personality goes a long way when it comes to trusting a prospective tenant, and that may overcome any desire they have to check your references.  This is not true if you're renting in a high-rise, but in an apt. where the owner does the administration as well. 

How are you set for security?  I'm looking to have a few security friends, but have one so far.  Get in touch with me if you want to chat about this or anything else.  It would be great to have another WG to chat with in my area!!!

Cece


Annexian

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Re: Getting a lease
« Reply #3 on: 22 October 2008, 03:34:37 pm »
Why yes, I *do* live in the Annex!

I'm a male escort, and you know how we let security slide. So, I have no buddy system... Of course, it's still dangerous for us, but perhaps at least ever so slightly less dangerous, unless you count the risk of HIV.

I happen to be a student as well, and if that's so toxic I could omit it altogether unless directly asked. Although I look about 17 I'm capable of dressing nicely and speaking well, but as you say that may be irrelevant to high-rise living (all the cool neighbourhoods near Yonge St are made of bigger buildings ;) ).

I'm not against the idea of registering as self-employed, although it seems to me that if this teenaged-looking punk kid, who's also a student, claims to be some vague form of physical therapist without any details nor formal qualifications in therapy, any landlord is going to know right away what that's all about. Even if he were okay with it, he'd be likely to think my career wouldn't last and that payments would stop after two months.

In addition, I do have some scholarships. Would it work to say "oh, in addition to my day job, I live with the several thousand dollars that I've won [without specifying the amount, although there are thousands]"? Is it also feasible to say "my dad visits me and gives me $300 every month"? Something like that could actually be completely true but leave no paper trail!

So... I wonder if scholarships + parent story + reference from current landlord + day job combined might work, although I may be very naive indeed! If I were a landlord I'd probably want documentation.

And finally (you must be tired of reading this!), I'm intrigued by this fake employment letter. How did you go about doing that and how did you get away with it?

cecilia.chic

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Re: Getting a lease
« Reply #4 on: 22 October 2008, 04:00:58 pm »
Hey Annexian,

I fake all my documents - even the legit ones!!!!  ;D  It's pretty easy with a scanner and the Adobe Creative Suite (pirated, of course ;))  It's got to be done or you will find it really tough to get an apt. as a young student with a part time job and maybe some self-employment.

If you want more detailed instructions, feel free to email me as I'm not sure whether the forum is meant for this kind of discussion.  :)

Cece

Anika Mae

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Re: Getting a lease
« Reply #5 on: 22 October 2008, 06:52:39 pm »
I'm not against the idea of registering as self-employed, although it seems to me that if this teenaged-looking punk kid, who's also a student, claims to be some vague form of physical therapist without any details nor formal qualifications in therapy, any landlord is going to know right away what that's all about. Even if he were okay with it, he'd be likely to think my career wouldn't last and that payments would stop after two months.

You can think of something plausible. Consultants don't necessarily need qualifications and no-one knows what they actually do. Web designer would also work.

You might be able to get parents or someone else respectable to guarantee your rent for you. It's quite common here with properties that are rented to students but I don't know how easily you could sort it out with a landlord that doesn't normally do that.

Annexian

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Re: Getting a lease
« Reply #6 on: 22 October 2008, 07:36:57 pm »
Yes, students do seem to get others on their leases, but my surviving family doesn't know that I escort and the rent is twice what it should be on the budget that they *think* I have. I shall email cecilia and ask about those documents!

Lydia

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Re: Getting a lease
« Reply #7 on: 27 October 2008, 06:05:08 pm »
Hi Annexian,

Have you thought about saving up a bit before taking on something as expensive as a private rental that seems financially difficult for you right now? I'm just wondering in case it's a bit of large leap for you just yet without any money saved up - can you really not wait a little longer, get registered, get accountant etc. be self-employed for a little while longer that may make obtaining a lease a little easier.


Anika Mae

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Re: Getting a lease
« Reply #8 on: 27 October 2008, 06:28:02 pm »
Good point. You'd also be in a strong position if you're able to pay a few months rent upfront.
« Last Edit: 27 October 2008, 06:34:38 pm by Anika Mae »