I don't think that anybody who values their autonomy and privacy wants this industry regulated at all in the sense of imposing laws and restrictions that treat sex workers differently to other workers, which is why sex worker groups, academics who have done proper research among sex workers and the support organisations who actually listen to us support decriminalisation and not legalisation (which comes with state interference as with the German laws, although that's nothing to do with this thread).
Unwanted pregnancy, STIs and all the other difficult circumstances mentioned are not exclusive to sex work, and unless you're going to outlaw unprotected sex between everybody just in case, they're not going to go away. Making something illegal doesn't deter people who are already criminals so will make no difference to anybody who is already being exploited or forced into providing services they don't want to - it'll just make them harder to find and help.
As for independents who do bareback occasionally and/or with trusted regulars, what the post above basically says is that because these women are doing something you would never do, they are unable to make decisions for themselves so they must be 'forced'? Seriously?
Along with Germany, New Zealand also has barebaking made illegal, and health workers do visit independents and brothels. In the Netherlands removing a condom during sex without explicit consent turns it into rape. I don't think this is a bad thing, or something we should frown on. Many countries have or are bring in laws against people knowingly sleeping with others when they have an STD (the UK is one of them, assault and GBH are usually what they fall under for SWs and civvies alike).
Maybe it's working predominately with bdsm clients, but affirmative consent is a massive thing on both sides. Not to say some don't try and push it, but they get a short sharp jab from my self defence training.
When it comes down to it, bareback is much higher risk that oral without a condom. I'm a scientist by day and have worked in STD research. The papers back this up (even more surprising oral HPV actually decreases the fatality of nose and throat cancers). In the same breath, HIV transfer is much lower than most people realise (individuals can conceive with someone who is HIV positive without contracting it, surprising but true). The biggest risk is with chlamydia and gonorrhea (higher transmission rates).
I don't judge anyone who does bareback, the girls in my area I know who do, I know why they do: money. They can get an extra twenty quid dropping the condom. None of them do it because they really want to, but they have bills to pay. I get that, I got into escorting to pay off debts. And man did I get some insane offers to do bareback (10K for a weekend), but I weighed it up against the risks. I'll chance someone having G or C or herpes for oral, facials I'm always certain to close my eyes and clean up asap (orbital herpes can cause blindness).
Is there a price that would make me run the risk? Not what 99.99999999% of clients are offering. But several mill and maybe I'll take a roll of that dice (paid in advance obviously).